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Latest News Blog

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We all have well-meaning friends who want to help when we consider buying or selling a house. But friendship doesn't mean you should take their...
Many of us fantasize about clearing all the junk from our homes, to de-clutter and simplify our lives. Some take that thought further and flirt with...

3 blunders to avoid when you stage your home

Staging your home is a good way to demonstrate to buyers each room's purpose and potential.

Staged homes often net higher sale prices than those that aren't staged. That's because staging can make your home seem welcoming.

It also allows buyers to imagine a use for each room. That's especially important if you have an oddly sized or awkwardly placed room.

Getting more buck for your bang

Cassidee Reeve, a Top Producing agent at NP Dodge in Omaha, explains three mistakes you should avoid when your home is staged.

One of the most common errors homeowners make when they try to stage their own home is the color of paint they choose.

"Often people think that white walls are neutral and the best choice, but it can end up feeling sterile, stark and cold," Cassidee said. "Home buyers often prefer softer colors that make a home feel warm and homey."

Another common blunder is to remove too many things from your home.

"This can make the home seem vacant and detract from the size of a room," she said. "If a room has no furniture in it, it often seems smaller because there's nothing to gauge its size against."

Sometimes, Cassidee said, people go the other way and leave too much furniture in a room. This can cover up beautiful and unique architectural features.

In some cases, she said, less is more. And a professional staging will strike the right balance.

"Staging helps spotlight a home's best features and can turn weaknesses into strengths."

Because Cassidee Reeve is certified in home staging, she can help you stage and sell your home. Set up your free consult today at 402.706.2901.

7 reasons to use a Realtor® to buy or sell a home

The word "realtor" is generally used to refer to someone who sells your house or helps you buy a new one. But is the term accurate?

Sometimes. But not all real estate agents are Realtors®.

"Realtor® is a federally registered collective membership mark which identifies a real estate professional who is member of the National Association Of Realtors® and subscribes to its strict Code of Ethics," according to realtor.org.

Realtors® choose to hold themselves to a higher standard.

Realtor.com says real estate agents usually work for a broker. Brokers "run an agency and have agents working under them as salespeople."

Held to a higher standard

According to Investopedia.com, their association's code of ethics requires Realtors® to avoid:

  • Exaggeration
  • Misrepresentation
  • Withholding important facts

 

Realtors® are expected to be factual and honest not just when they sell a home, but also in the way they market that home. They also should be fair to everyone involved in a home sale or purchase.

How a Realtor® helps you

When you hire a Realtor® to help sell your home or buy a new one, there are seven things you should expect. Your Realtor® will:

  • Provide up-to-date market information. This includes how much similar houses sold for in your neighborhood
  • Figure out how much you can afford
  • Educate you about your financing options
  • Help you negotiate purchasing and selling prices
  • Refer you to professionals for inspections or necessary repairs
  • Help you decide which offer is the best
  • Assist you to close the sale

 

Need help buying or selling your home? Contact Cassidee Reeve, a Top Producing agent at NP Dodge, at 402.706.2901.

 

Three signs it’s time to sell your home

Maybe you've been considering selling your home for awhile but you're not quite sure whether you should or not.

Here are three signs it might be time to sell. They're good reasons to look for a new home.

Your at-home family grows or shrinks

Perhaps you plan to get married or to have a child. Maybe you want to adopt some four-legged friends and your yard is too small or lacks fencing.

Likewise, if you want to downsize because your kids are at college or you're about to retire, it could be time to sell.

Your equity provides a 20 percent down payment on your next house

A 20 percent down payment on your next home saves you money because it eliminates the need for private mortgage insurance (PMI).

You are debt-free and have reserves

If you've paid off any non-home related debts and have an emergency fund large enough to cover three to six months, you could be ready to buy a different home.

Other considerations

Here are other aspects to consider before you decide to move, said Cassidee Reeve, a Top Producing agent at NP Dodge:

  1. Does the style of your current home hinder everyday movements?
  2. Do you want to entertain more, but your house lacks space for larger gatherings?
  3. Is your current interest rate high and could you afford a larger, more expensive home for the same monthly payment?
  4. Is there a lot of updating to do? Would it be easier and less expensive to sell and buy someplace with updates already in place?

She said if you answer "yes" to any of these, it's a good indication it may be time to make a move.

When you've decided to sell, call Cassidee Reeve and set up your free consult today at 402-706-2901.

How large a down payment should you make?

Ante up. It's time to put your money where your house is.

In other words, you'll probably have to make a down payment to get that new home.

"Your down payment amount depends on the type of financing you get. It can range anywhere from nothing to 20 percent down," said Cassidee Reeve, a Top Producing agent at NP Dodge.

All in

There are four factors to consider when you decide how much to put down:

  1. If you put less than 20 percent of the purchase price down, you have to buy private mortgage insurance, also known as PMI.
  2. You must decide whether a fixed-rate or adjustable-rate mortgage is your best bet.
  3. Often, the more you put down, the lower your mortgage interest rate.
  4. If you have trouble saving for a down payment, there are some lenders with programs that might help, so don't be afraid to ask.

 

Double down

"You can always put down more than the required amount to decrease your mortgage amount," Cassidee Reeve said. "And often, the more you put down, the better the interest rate you can get."

If you put down less than 20 percent, here are different mortgage loans you might qualify for:

  • FHA loans require a minimum down payment of 3.5 percent. These loans include monthly mortgage insurance payments, which may mean they often cost more than a conventional mortgage.
  • Conventional loans usually require a 5 percent down payment. One advantage is that once you accumulate 20 percent equity in your home, the PMI goes away.
  • Military veterans may qualify for 0 percent financing. This means the purchase price and the loan are equal amounts.

 

Find your new home with a little help from Cassidee Reeve. Set up your consult at 402-706-2901.

Differences between a “buyer's” and a “seller's” market

You wonder if it’s time to sell your house.

 

You hear Omaha is currently a “seller’s” market. But how is that different from a “buyer’s” market?

 

And more importantly, what do those labels mean for you?

 

“Buyer’s” market

 

“A buyer's market is typically when there’s an abundance of homes on the market,” said Cassidee Reeve, a Top Producing agent at NP Dodge in Omaha.

 

“In order to compete, sales prices are often lower.”

 

To sell your home in a buyer’s market:

 

  • Price your home competitively.

 

  • Offer buyers incentives such as replacing old carpet or upgrading your appliances.

 

  • Get your home inspection before your home goes on the market so if there are issues, you can address them right away.

 

  • Have your home staged to show off each room in its best light.

 

Like anything else in life, what goes up must come down. Eventually, a “buyer’s market” becomes a “seller’s market.”

 

“Seller’s” market 

 

“A seller's market is the opposite,” said Reeve. “There are more buyers than there are sellers. Home prices increase because of the short supply and high demand for homes.”

 

Positives to selling in a seller’s market:

 

  • You can charge a higher price for your home, often over the list price.

 

  • You can refuse to pay closing costs or inspections for the buyer.

 

  • You can accept the best offer, make counter offers to as many buyers as you like and ask all of them for their best offers.

 

In whichever market you sell your home, it’s important to set the best price , based on its location and condition. 

 

Don’t go through this alone. Set your appointment with Cassidee Reeve today at 402-706-2901. She’ll successfully guide you through the selling process.


 

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