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Buy a Home for the Holidays?

It's December, which means its holiday time ... special food, family outings and yearly traditions. Who on earth would want to buy a home at this time of year?

Well, the short answer is, maybe you.

If you've already considered the purchase a new home, the holidays offer some unique advantages:

Financial benefits - First and foremost, there are some awesome tax advantages. To purchase a home is "good for your bottom line when tax time rolls around. If you close by December 31, you can deduct property taxes, mortgage interest, origination points on your loan, and interest costs — all while building equity in your home," explains.

Less competition – "This lowers the chances of multiple offers and bidding wars and should translate into a bigger discount for you," says.

Room for negotiation – "If a home is on the real estate market in December, there's usually a specific reason the sellers are looking to move: It could be job relocation, financial hardship, or personal change of circumstance," says. "Regardless, it gives you an opportunity to negotiate a sweet deal," whether that means offering a little less or choosing the closing date that works best for you.

Preferred interest rates – "In general, you should see better interest rates around the holidays compared to the times immediately before or after," notes.

Availability of movers – Ask for deals. Nothing ventured, nothing gained. "A moving company's December calendar usually resembles a ghost town. Not only will you be able to secure movers on short notice, but with competition for prime time slots (e.g., weekends) nonexistent, you could probably score a deal as well," suggests. "Ask them to consider throwing in a couple of moving hours for free or packing materials and boxes gratis."

If you're willing to pack up the holiday lights and jingle bells, you could score a huge gift in the form of a new home. After all, there's no place like home for the holidays.

Cassidee Reeve, a Top Producing agent at NP Dodge, who can help make your holiday home buying brighter. Call 402-706-2901 to set up your free consult.

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