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Is a Condo Right for You?

You think about moving but you're unsure what type of home you want next. Have you considered a condo? It may or may not be the right choice for you, but it's certainly an option to consider.

Owners share maintenance costs

"One of the features of condo living that attracts people to this choice is the sharing of responsibility in terms of repairs and for insurance purposes," says.

"Most condominium communities have associations that are responsible for making repairs and upgrades to the building's exterior features, such as windows, siding and roofs."

You DO pay for these services through mandatory dues to the complex's Homeowners Association (HOA).

Condos can cost less than houses

"Often, you may be able to purchase a condo for less money than a single-family home in the same neighborhood," Ameriprise Financial notes. "Prices depend upon home size, property values and the area's cost of living."

HOA rules can limit your flexibility

"The HOA may have restrictions on condo renovations, parking availability, pet ownership and more. The rules are meant to protect the condos' property values," according to Ameriprise Financial.

Common areas encourage socialization

"Common areas like pools and recreation rooms offer opportunities to socialize with neighbors," says. "Many condo developments cater to specific groups – like young professionals, families and older adults."

Consensus can be hard to reach

You can't choose your neighbors. "A condominium attracts individuals with a variety of personalities. It can sometimes be a challenge to reach a consensus," The Canada Mortgage and Housing Corporation says. And condo dwellers are likely to be there for at least a few years since they buy the property.

Many HOAs prioritize security

"Many condos offer gated or locked entries, doormen, or even security professionals for residents," says. "If you live alone, or security is a concern for you, this can be a major perk."

Condos can be tough to sell also notes, "Condos can be difficult to sell. Why? Well, they pretty much all look the same. If there are empty units in your building, those are likely going to sell first."

Whether you buy a condo is up to you. But check ALL your housing options. Have a free consultation with Cassidee Reeve, a Top Producing Agent at NP Dodge, at 402.706.2901.

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